Land, Plans and Money

Land – We can help our clients evaluate the suitability of property for their desired home. Many items must be considered in this evaluation, including location, accessibility, schools, taxes, flood elevations, deed restrictions, appraisal values, clearing, demolition, easements, setbacks, etc.

Financing – Three out of four clients are financing their home. We have preferred lenders who can provide lot loans, construction loans and mortgages. Most banks do not do construction lending, so we stay abreast of who the best lenders are for these loans. Although it is not required to use the same bank for these loans, it will save time and money to use a lender that can provide everything. The lenders will approve three main components for your project, including the borrower, the home, and the builder.

Plans – Choosing the right plan or designing the right plan is critical. The key here is to NOT pay for the plans until you know what it will cost to build. If you find an existing plan that works for you, we will estimate the cost, before you buy the plans. If you choose to design custom, which is often the case, we will price the home after the conceptual drawings are done. Changes can be made at this stage at no additional cost and the home is re-priced. Once the drawings are complete, we go through a competitive bidding process to ensure that costs are kept as low as possible.

Loan and Permit

When the design of the home and the bidding process is complete, the project is submitted for loan approval and permitting at the same time. Each of these takes about three weeks and once both are complete, ground breaking occurs.


A kick-off meeting occurs prior to groundbreaking. Each client is trained on the use of our project management tool. A demonstration of this tool can be seen by selecting the demo from the home page. This tool allows our clients to monitor their schedule, budget, selections, change orders, e-mails, etc. from one easy to use application.
Our project manager (PM) coordinates activities at the jobsite through our superintendent assigned to the project. The PM also receives all finish selections from the interior designer according to the project schedule. Regular jobsite visits are conducted with our clients, the superintendent and interior designer. Prior to move-in, a punch list walk through is performed and punch out of the list is completed prior to move-in.